3612 PINE KNOT DRIVE, VALRICO, FL, 33596
Active46 days on marketListed Jun 12, 2026MLS #TB8518508
About this home
3612 PINE KNOT DRIVE
Discover a secluded sanctuary in one of Bloomingdale’s most coveted enclaves. Designed for those who value both style and freedom, this immaculate residence offers an unparalleled turnkey lifestyle in a highly desirable setting. Meticulously maintained, move-in ready 3-bedroom, 2-bath end-unit townhome with a 2-car garage blends sophisticated Florida living with effortless lock-and-leave convenience. An all-inclusive association fee provides unparalleled peace of mind, delivering exceptional out-of-pocket value. The fee fully encompasses water, sewer, premium master exterior insurance, and pristine ground upkeep. Enjoy supreme confidence knowing the association executed a complete community roof replacement in 2023 with zero upcoming special assessments. Additionally, this extensive structural exterior coverage allows homeowners to secure a highly advantageous, low-cost "walls-in" (HO-6) insurance policy.Inside, a light-filled architectural floor plan showcases fresh, refined upgrades. The culinary kitchen serves as a stylish centerpiece, boasting brand-new quartz countertops, sleek stainless steel appliances, a farm sink, and a generous eat-in area. Unwind in the grand, airy living room accented by a cozy fireplace, or retreat to the lavish master suite featuring an expansive walk-in closet. A versatile third bedroom functions beautifully as an open loft or flex retreat with its own massive walk-in closet. Storage is maximized throughout, complete with an easily accessible stand-up attic over the garage.Step onto your private screened lanai to take in serene, park-like conservation views. Pine Grove residents enjoy exclusive access to a resort-style pool, spa, and grilling pavilions, all positioned just moments from the Bloomingdale master community renowned 18-hole golf course, private sports courts, and park. Community also features two elementary schools and YMCA. Enjoy plenty of restaraunts, and shopping with in minutes. CALL to schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,534
Sqft
0.11 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Valrico actives
$186 vs $218
Days on market
46 vs 34 typical
Where $186/sqft sits among the 194 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Pine Grove — neighborhood snapshot
Population
258
Median age
54
Median home value
$326,900
Avg household
2
Households w/ children
12%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
107 of 194
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3612 PINE KNOT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$280,000
1216 BIG PINE DRIVE UNIT 16 · same community
3 bd · 2 ba · 1,329 sqft · $211/sqft · 17 DOM
Sold · Jan ’26$174,093
1223 BIG PINE DRIVE UNIT 1223 · same community
2 bd · 1.5 ba · 1,072 sqft · $162/sqft · 21 DOM
Sold · Feb ’26$299,000
4305 ELLENVILLE PLACE
3 bd · 2 ba · 1,512 sqft · $198/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Wendolph Thony
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3612 PINE KNOT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3612 PINE KNOT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendolph's phone and CRM.
Straight answers
3612 PINE KNOT DRIVE FAQs
What would the monthly payment be for 3612 PINE KNOT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,834/mo — principal and interest, the actual property-tax bill, the $585/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3612 PINE KNOT DRIVE?+
The association fee works out to $585 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3612 PINE KNOT DRIVE?+
The most recent tax bill on record (2025) was $3,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3612 PINE KNOT DRIVE?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $284,900, this home is listed about 40% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3612 PINE KNOT DRIVE?+
Bloomingdale High School (high), Alafia Elementary School (elementary), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33596 market on paper
$284,900 is 39% below the VALRICO 33596 median of $465,000, and at $186/sqft it sits under the Valrico average of $217.
02Know the monthly fee
The association fee is $585/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Bloomingdale High School, Alafia Elementary School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VERANDA REALTY GROUP · Iris Wilson. MLS #TB8518508.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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