5 SHEAR WATER TRAIL, ORMOND BEACH, FL, 32174
Active1 days on marketListed Jul 22, 2026MLS #O6427232
About this home
5 SHEAR WATER TRAIL
Welcome to 5 Shear Water Trail in the desirable 55+ community of Huntington Woods at Hunters Ridge ----This beautifully maintained Gallery Homes residence offers 3 bedrooms, 2 baths, and 1826 sf of thoughtfully designed living space. From the moment you enter, you are greeted by a welcoming dining area/flex space that flows into the open-concept kitchen and great room. The kitchen features a spacious island, perfect for entertaining or casual dining, while the split-bedroom layout provides privacy for owners and guests. The spacious and bright primary suite offers a comfortable retreat with private bath and walk in closet. Enjoy Florida living with a screened lanai and the convenience of a newer, low maintenance home., basic cable and internet, adult clubhouse and pool, plus 2 additional community kid friendly pools. Also included: exterior maintenance with lawn care, irrigation, mulching, tree trim, fertilization, weed , pest control, exterior pressure washing, and house painting. Near local beaches, parks, grocery, shopping, international airport and speedway, All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,826
Sqft
0.2 ac
Lot size
2
Garage
2020
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
Days on market
1 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Huntington At Hunter's Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Huntington At Hunter's Ridge — neighborhood snapshot
Population
437
Median age
40
Median income
$93,355
Median home value
$421,900
Avg household
3
Households w/ children
63%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Wendolph Thony
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 SHEAR WATER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 SHEAR WATER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendolph's phone and CRM.
Straight answers
5 SHEAR WATER TRAIL FAQs
What would the monthly payment be for 5 SHEAR WATER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,986/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 SHEAR WATER TRAIL?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 SHEAR WATER TRAIL?+
The most recent tax bill on record (2025) was $4,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 SHEAR WATER TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $379,000, this home is listed about 11% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 5 SHEAR WATER TRAIL?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Natalie Lochte. MLS #O6427232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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