213 OLETA WAY, ST AUGUSTINE, FL, 32095
Active9 days on marketListed Jul 11, 2026MLS #FC319837
About this home
213 OLETA WAY
Better than new, this 2020-built, single-story 4-bedroom, 3-bath pool home is nestled on a quiet cul-de-sac in gated Palencia.Set on a rare almost a half-an acre preserve lot with peaceful views front and back. The fenced backyard offers exceptional privacy. Enjoy year-round outdoor living with a screened lanai, covered porch, and solar- plus electric-heated kidney-shapedpool with a lighted fountain. Inside, the open split floor plan features 9' and 10' tray ceilings, 8' solid-core doors, crown molding, a versatile flex room, and a chef's kitchen with a dramatic 9-foot quartz island, corner pantry, Frigidaire Gallery stainless steel appliances, and abundant cabinetry. A 3-car epoxy-floor garage, concrete siding, well irrigation, and termite bond add lasting value and peace of mind. Palencia offers resort-style amenities including championship golf, tennis, pickleball, fitness center, pools, parks, and miles ofscenic trails. Conveniently located just minutes from historic downtown St. Augustine, beautiful beaches, shopping, and dining, and zoned for highly rated St. Johns County schools. An exceptional opportunity to own a nearly new pool home on one of Palencia's most desirable homesites.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,642
Sqft
0.46 ac
Lot size
3
Garage
2020
Year built
One
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,319 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,319/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$306 vs $240
Days on market
9 vs 39 typical
Where $306/sqft sits among the 181 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32095 — neighborhood snapshot
Population
18,927
Median age
42.2
Median income
$124,556
Median home value
$485,700
Avg household
2.9
Households w/ children
2,464
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
76 of 181
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 174% above the ST AUGUSTINE 32095 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 213 OLETA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$570,000
124 MEDIO DRIVE
3 bd · 3.5 ba · 2,742 sqft · $208/sqft · 46 DOM
Sold · Jan ’26$550,000
2538 LAS CALINAS BOULEVARD
4 bd · 3 ba · 2,524 sqft · $218/sqft · 215 DOM
Sold · Sep ’25$549,000
806 BATTERSEA DR
4 bd · 2.5 ba · 2,499 sqft · $220/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Wendolph Thony
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 213 OLETA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 213 OLETA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Wendolph's phone and CRM.
Straight answers
213 OLETA WAY FAQs
What would the monthly payment be for 213 OLETA WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,319/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 213 OLETA WAY?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 213 OLETA WAY?+
The most recent tax bill on record (2025) was $5,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 213 OLETA WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $809,000, this home is listed about 84% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 213 OLETA WAY?+
Palencia Elementary School (elementary), First Coast Technical College (high), Allen D Nease Senior High School (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$809,000 runs 174% above the ST AUGUSTINE 32095 median — but at 2,642 sqft it's also 67% larger than the typical St Augustine listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Palencia Elementary School, First Coast Technical College, Allen D Nease Senior High School, Mky- Head Start /Dpp Pk School — Palencia Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Laura Yunger. MLS #FC319837.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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